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Showing posts with the label lender

Importance of Pricing Your Home

Picking a price point that appeals to buyers is more complex than one may originally think.  I know I have previously mentioned in a  vlog  that one of an agent's duties is to pair your wants and needs with that of a home. Well, that means in any market you essentially have to sell your home at least three times. First, you need to sell it to the agents. Nowadays there are lots of ways to facilitate a buyer but the largest pool is still controlled by the real estate agents. Agents that have knowledge of the current market trends will guess before arriving if the home is worth the price tag and will only be assured of this after viewing the property. Second, you need to sell it to the buyers. Once an agent brings a prospective buyer, your home now has to appeal to the one who may eventually live in it. Not just appeal by things you can't change such as location but also  the condition and cleanliness. Thirdly, you need to sell it to the bank. You had agents...

The Dreaded Large Home Buying Down-payment Myth

As we get older we seem to ponder all those checklists. Did you turn the stove off? Did you buy those mythology socks? They aren't on sale every day, you know. But we really tend to stew the most on the ones geared to making sure you are really an adult and not just another income taxed social security stamped drone, either. (You better check the stove. Just saying.) The biggest one on the checklist, of course, being: buying a home. Let's face it, it's an expensive endeavor. It also doesn't stop after the purchase is completed BUT let me, Kurstin Raposa , let you in on a little secret... You, yeah YOU, can most likely afford a home today. YES. YOU CAN. It's not just an affirmation to get you excited and motivated (although, please, don't let it stop you from being that too) but it's true! I sat down today with lender Corey White from USA Mortgage about some options available to those interested in finally checking home buying off their adulting...